Can XRP become the money of the future?

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With so much news surrounding Ripple is it going to be the next big one?

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XRP might become this in the future, but right now XRP is stuck in banking. And Ripple has made no mention of changing this anytime soon.
This is completely fine and makes perfect sense for Ripple as a company to choose. By focusing on just banks and financial institutions, they can provide value and create a profitable venture.

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